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Tuesday, August 8, 2023Insurance carriers perform general liability and workers' compensation final audits for several essential reasons that offer direct benefits to the insured party. Understanding these can help insured businesses fully appreciate the audit process. First, final audits provide an opportunity for businesses to ensure they're paying a fair premium. READ MORE >>
Friday, July 28, 2023Why are Non-Owned and Hired Auto Liability insurance so important? Commercial Hired and Non-Owned Auto Liability Insurance (HNOA) is a crucial form of protection for businesses that utilize vehicles not owned by the company. These can include rented (hired) or employee-owned vehicles (non-owned) used for business purposes. READ MORE >>
Monday, June 19, 2023Introduction Running a business entails numerous risks and potential liabilities. While traditional insurance policies offer a level of protection, they may fall short in the face of substantial claims or unforeseen events. This is where excess and umbrella liability insurance steps in, serving as a critical asset for safeguarding your business. READ MORE >>
Tuesday, December 6, 2022Employers of all sizes have some level of employment practices liability exposure. Research indicates that as of 2017, employment lawsuits have increased by more than 400% since 1997.1 Bone, Robertson & McBride, Inc. has over 45 years of experience in the commercial insurance industry. READ MORE >>
Wednesday, October 19, 2022During a merger or acquisition, insurance policies and finances need to be scrutinized and the future of employees addressed. Cyber security is often put on the back burner, which is unfortunate, because this is a time when company data is at its most vulnerable. READ MORE >>