Thursday, September 7, 2023When a general contractor employs a subcontractor, ensuring proper insurance coverage is essential to manage potential risks and liabilities. While specific requirements can vary based on factors like the nature of work and local regulations, here are the fundamental insurance types that are often recommended as a minimum for subcontractors: READ MORE >>
Tuesday, August 8, 2023Insurance carriers perform general liability and workers' compensation final audits for several essential reasons that offer direct benefits to the insured party. Understanding these can help insured businesses fully appreciate the audit process. First, final audits provide an opportunity for businesses to ensure they're paying a fair premium. READ MORE >>
Friday, July 28, 2023Why are Non-Owned and Hired Auto Liability insurance so important? Commercial Hired and Non-Owned Auto Liability Insurance (HNOA) is a crucial form of protection for businesses that utilize vehicles not owned by the company. These can include rented (hired) or employee-owned vehicles (non-owned) used for business purposes. READ MORE >>
Monday, June 19, 2023Introduction Running a business entails numerous risks and potential liabilities. While traditional insurance policies offer a level of protection, they may fall short in the face of substantial claims or unforeseen events. This is where excess and umbrella liability insurance steps in, serving as a critical asset for safeguarding your business. READ MORE >>
Thursday, May 25, 2023Workers’ compensation insurance is essential and often state-mandated insurance coverage for employers with employees. It provides employees with benefits that can assist them in recovering from work-related injuries or illnesses. The intent of this insurance is to protect both employees and employers. READ MORE >>
Tuesday, April 25, 2023Managers in leadership positions often face the daunting task of handling difficult employees. When an employee exhibits problematic behavior and a poor attitude, it can quickly spread and negatively impact the entire team’s productivity. To mitigate these negative effects, managers must address difficult employees immediately. READ MORE >>
Monday, January 30, 2023General Liability insurance can protect you from allegations that your business caused bodily injury or property damage to a third party. Such claims are not uncommon and can result in costly out-of-pocket expenses. This is also one of the most common coverages that is also required most often in client contracts and various regulatory and licensing boards. READ MORE >>
Tuesday, December 6, 2022Employers of all sizes have some level of employment practices liability exposure. Research indicates that as of 2017, employment lawsuits have increased by more than 400% since 1997.1 Bone, Robertson & McBride, Inc. has over 45 years of experience in the commercial insurance industry. READ MORE >>
Wednesday, October 19, 2022During a merger or acquisition, insurance policies and finances need to be scrutinized and the future of employees addressed. Cyber security is often put on the back burner, which is unfortunate, because this is a time when company data is at its most vulnerable. READ MORE >>
Wednesday, September 28, 2022Entities of all sizes and industries are vulnerable to business-related crime, even with security measures in place. Commercial crime insurance can provide essential coverage for these events. The team at Bone Robertson & McBride in Alamo, California, can help you analyze your commercial insurance needs and assist you in building a comprehensive portfolio that suits your business. READ MORE >>
|
Blog Archive
|