Monday, April 7, 2025In the world of commercial insurance, few things cause more confusion—or more surprise legal bills—than action over claims. If you're a contractor or subcontractor, it’s crucial to understand what these are and how they can seriously impact your business. What Is an "Action Over" Claim? READ MORE >>
Monday, March 17, 2025Reviewing insurance policies periodically is critical to confirm sufficient coverage limits and endorsements. It is equally important to ensure that all named insureds on the policy are accurate and up to date. For example, if you have recently placed your building in a trust, the trust must be properly listed on your insurance policy to avoid potential coverage gaps. READ MORE >>
Wednesday, January 8, 2025When running a Commercial Insurance business, maintaining strong client relationships and complying with contractual requirements are vital to your success. One key document often required by clients is a Certificate of Insurance (COI). READ MORE >>
Thursday, November 21, 2024Como propietario de una empresa en industrias de alto riesgo, como la contratación artesanal, el control de plagas y termitas o los servicios de guardias de seguridad, usted enfrenta desafíos únicos que hacen que sus operaciones sean vulnerables a demandas relacionadas con los empleados. READ MORE >>
Thursday, November 21, 2024As a business owner in high-risk industries like artisan contracting, pest and termite control, or security guard services, you face unique challenges that make your operations vulnerable to employee-related lawsuits. Claims of wrongful termination, harassment, or wage disputes can drain your finances and damage your reputation. READ MORE >>
Friday, September 20, 2024Presentar un reclamo de seguro no solo es un paso crítico sino también un requisito de sus pólizas de seguro. Su póliza de seguro le exige que notifique a las respectivas compañías de seguros no solo si tiene un reclamo en su contra, sino también si tiene conocimiento de un incidente que pueda dar lugar a un reclamo. READ MORE >>
Friday, September 20, 2024Filing an insurance claim is not only a critical step but also a requirement of your insurance policies. You are required by your insurance policy to notify the respective insurance companies not only if you have a claim against you but if you have knowledge of an incident likely to lead to a claim. READ MORE >>
Thursday, July 18, 2024Introducción A medida que las temperaturas aumentan en todo el mundo, garantizar la seguridad de los empleados que trabajan en entornos interiores y exteriores se vuelve cada vez más crítico. READ MORE >>
Thursday, July 18, 2024Introduction As temperatures rise globally, ensuring the safety of employees working in both outdoor and indoor environments becomes increasingly critical. The California Division of Occupational Safety and Health (Cal/OSHA) provides comprehensive guidelines to help employers create safe working conditions, mitigating the risks associated with extreme heat. READ MORE >>
Monday, June 17, 2024Es muy tentador racionalizar que se trata a un individuo como un contratista independiente cuando en la realidad jurídica el Estado en el que trabaja interpreta su acción como una mala decisión. Clasificar erróneamente a los empleados como subcontratistas puede dar lugar a sanciones graves, que varían según el estado. READ MORE >>
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