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Bone Robertson & McBride Inc Blog

View the latest blog posts from Bone Robertson & McBride Inc.

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Monday, January 30, 2023

What Does General Liability Insurance Cover?

General Liability insurance can protect you from allegations that your business caused bodily injury or property damage to a third party. Such claims are not uncommon and can result in costly out-of-pocket expenses. This is also one of the most common coverages that is also required most often in client contracts and various regulatory and licensing boards. READ MORE >>

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Tuesday, December 6, 2022

Employment Practices Liability Insurance

Employers of all sizes have some level of employment practices liability exposure. Research indicates that as of 2017, employment lawsuits have increased by more than 400% since 1997.1 Bone, Robertson & McBride, Inc. has over 45 years of experience in the commercial insurance industry. READ MORE >>

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Wednesday, October 19, 2022

Managing Cyber Security During a Merger or Acquisition

During a merger or acquisition, insurance policies and finances need to be scrutinized and the future of employees addressed. Cyber security is often put on the back burner, which is unfortunate, because this is a time when company data is at its most vulnerable. READ MORE >>

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Wednesday, September 28, 2022

What Is Commercial Crime Insurance

Entities of all sizes and industries are vulnerable to business-related crime, even with security measures in place. Commercial crime insurance can provide essential coverage for these events. The team at Bone Robertson & McBride in Alamo, California, can help you analyze your commercial insurance needs and assist you in building a comprehensive portfolio that suits your business. READ MORE >>

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Wednesday, August 17, 2022

Property Insurance For Equipment in the Field

Movable property and equipment are essential for your business operations and are often used in the field. However, they are exposed to several risks (e.g., severe weather and fire) that could damage or destroy them, or they may be stolen. READ MORE >>

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Thursday, July 7, 2022

Read the Contract Before Signing

Reading a contract thoroughly before signing is an essential best practice for your business. Although it may be easy to assume the written language reflects the verbal agreements from negotiating, that may not always be the case. Additionally, clauses may be incorrect or adverse to your business’s interests. READ MORE >>

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Monday, June 20, 2022

Non-Employee Use of Fleet Vehicles

Non-employee personal use of a company’s fleet vehicle comes with multiple risks, and businesses may wish to implement policies to prevent this practice. Understanding the hazards and liabilities and how insurance may not cover these situations is essential.   READ MORE >>

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Wednesday, May 25, 2022

Employees’ Personal Use of Company Cars

Permitting an employee’s personal use of a company car may seem like a harmless job perk, but businesses should be aware that this comes with risks. It is essential to understand how insurance applies in these situations to avoid coverage gaps. The experienced team at Bone, Robertson & McBride Inc. READ MORE >>

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Thursday, April 7, 2022

Why Cyber Liability Insurance Is Critical in Today’s World

Technology is an integral part of daily operations for many businesses, regardless of size or industry. Although technological solutions and electronic devices can make many tasks more efficient or convenient, your business must also understand the risks and exposures created or exacerbated by their use. READ MORE >>

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Wednesday, March 30, 2022

Beware Of Using Customer Contracts

It’s common for people who run a business to focus on closing a deal. The front-and-center details are attention-getting and commonly where negotiation happens. Once both parties agree and it’s time to sign the document, it may feel counterintuitive to pause.  READ MORE >>

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