Security Guards Insurance

Insurance for the Security Guard Industry

 

The insurance staff at Bone Robertson & McBride, Inc. have centuries worth of experience and knowledge that can help employers understand their risks. For businesses that supply Security Services or Guards, these potential exposures arise from many different sources. 

Fortunately, our network of strong relationships with “A” Rated by A.M. Best carriers, as well as our status as an industry leader in writing insurance for Security Services, can help your company acquire special insurance coverages at ideal prices.

We will work tirelessly with your Security Guard business to assess your insurance needs and coverages that will protect your finances and help secure your professional future.

General Liability

As an employer in the Security Guard industry, your business faces many liability risks during the course of daily tasks. We can help your company secure the right coverage and protect itself in various situations where you may be liable:

• Armed & unarmed coverages
• Third-Party Bodily Injury
• Broad Form Property Damage
• Libel & Slander
• False Arrest
• Malicious Prosecution
• Third-Party Employee Dishonesty Coverage

Commercial Property

While Security Guard businesses are entrusted to provide safety for clients, you must also take steps to protect your own property. The right combination of property insurance policies can offer the following coverages:

• Building Damage
• Equipment Repairs or Replacement costs
• Inland Marine Coverage
• Business Personal Property coverage (e.g., contents, inventory)

 

Business Income

If your business’s operations are interrupted, it can result in costly consequences. Fortunately, we can help provide you with an ideal business income insurance policy. This vital coverage, also often referred to as business interruption insurance, can help your company recoup the following expenses:

• Rent and mortgage payments
• Employee wages
• Lost income
• Loan payments
• Relocation costs

 

Workers’ Compensation

Employers in most states are required by law to carry Workers’ Compensation coverage. In the Security Guard industry, your employees may often find themselves in dangerous or even violent situations. We can find the right policy for your business to maintain legal compliance and be capable of assisting employees with the following costs:

• Medical expenses/rehabilitation
• Lost wages
• Disability/death benefits
• Lawsuits

Commercial Auto

In many situations, your security personnel must be able to safely and reliably operate vehicles during the course of their duties. As a business utilizing automobiles for commercial purposes, you are legally required to meet certain requirements, such as state auto liability limits.  In addition, Bone Robertson & McBride, Inc. can also help you protect essential property and equipment with a combination of coverages.

• Group transportation
• Auto Liability coverage
• Hired & Non-Owned Auto Liability coverage
• Comprehensive & Collision coverage
• Permanently Attached Equipment coverage
• Additional Insured endorsement

Additional Coverages

Security Guard companies may have certain similarities, but there is no one-size-fits-all solution for insurance portfolios across the entire industry. Fortunately, Bone Robertson & McBride, Inc. prides itself on accurately assessing our clients’ needs and delivering complete protection at competitive prices. Through our many established relationships with top-rated carriers, we can make sure you get other types of coverage your business may need, including:

• Excess Liability
• Professional Liability (Errors and Omissions)
• Employee Benefit liability
• Cyber Liability
• Group Health insurance
• Group Voluntary Benefits (e.g., Dental and Vision)
• Employment Practices Liability (EPLI)

Get the Right Coverage

Security Guards are often entrusted to protect valuable commodities and ensure safety in inherently risky situations. Given these high stakes, it’s imperative you work with a reliable and experienced agency to meet your insurance needs. Selecting Bone Robertson & McBride, Inc. to help protect your company’s future is a great start to securing your future. Contact us today to get started. 

 

Think of us for all of your Business Insurance Needs!