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Home > Blog > Bone Robertson & McBride Inc Blog Page 8
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Bone Robertson & McBride Inc Blog Page 8

View the latest blog posts from Bone Robertson & McBride Inc.

Tuesday, August 17, 2021

Business Contracts with your Clients

The day of the handshake is long gone. Your work on behalf of a client **demands **a written contract in order for the intent between the parties to be well understood when things do not go well on a job. You need to read the contract if it is being supplied by your client for your signature. READ MORE >>

Tuesday, August 17, 2021

Cancelling a Commercial Insurance Policy

It is very simple to request a cancellation of an Insurance Policy but you need to understand the financial implications in doing so. In addition to the coverage ceasing, you are cancelling the policy and it will be generally subject to a Minimum Earned Premium in addition to a short rate penalty which is at least 10% of the not‐earned premium. READ MORE >>

Tuesday, August 17, 2021

How to Mishandle an Insurance Claim

Part of every business’ success is having a Business Attorney, Insurance Broker and Accountant. Without these three trusted advisers you will have a lesser ability to properly manage and minimize your liabilities as you pursue life in your business world. READ MORE >>

Tuesday, August 17, 2021

Why do I not have a Business Attorney?

Part of every business’ success is having a Business Attorney, Insurance Broker and Accountant. Without these three trusted advisers you will have a lesser ability to properly manage and minimize your liabilities as you pursue life in your business world. READ MORE >>

Tuesday, August 17, 2021

Why Don't I Read my Contracts Before Signing

It is such a delightful event to receive new business… Before you enjoy the thrill and execute the Agreement you must determine if the terms and conditions of that Contract are reasonable, fair and profitable for your business. READ MORE >>

Tuesday, August 17, 2021

How Do I Prevent Worker’s Compensation Fraud by my Employees?

Hire a Labor Attorney It is estimated that Worker’s Compensation Claims Fraud occurs in at least 30%-40% of the claims presented to the Insurance Carriers throughout the United States. Most of these fraudulent claims end up whereby the injured employee has an attorney that has been hired ... READ MORE >>

Tuesday, August 17, 2021

Why is My Liability Insurance Coverage so Limited?

The customary language of a General Liability Policy is not provide coverage for normal business disputes between the parties. The basic intent of the General Liability Policy is to provide limited coverage for bodily injury and/or property damage as a result of the faulty workmanship performed for one of your customers. READ MORE >>

Tuesday, August 17, 2021

I don’t like my Insurance Policy and I Want to Cancel it Mid-Term.

While no one likes their insurance policy because it costs money, you need to have a very valid reason to cancel a policy mid-term because of the implications that will be imposed upon you for doing so. A good example will be that most Insurance Policies have a minimum earned premium and also are subject to a short-rate cancellation calculation. READ MORE >>

Tuesday, August 17, 2021

Working With My Insurance Broker

So many of you treat your Commercial Insurance Coverage as if it is a Commodity. You are always looking for a lower price and are willing to move for nominal decreases in premium and at the same time have no idea what you are not getting in the policy that will be issued after you jump on what you call an “opportunity”. READ MORE >>

Tuesday, August 17, 2021

Why do I Get Sued When I am an Innocent Party

I am constantly asked why an individual is added to a lawsuit when the function of the job performed was not part of the lawsuit for which they have been served. Most people do not realize that the attorney representing the plaintiff has a duty to that plaintiff to name any and all possible people that may have any liabilities whether small, medium or large. READ MORE >>

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