Monday, August 16, 2021Due to the size of our firm, we daily receive auto claims, particularly for physical damage to our insureds’ commercial vehicles. We inform our clients that when a vehicle is declared to be a “total wreck” by the insurance company, the value of that loss is a negotiable item. READ MORE >>
Monday, August 16, 2021Many of your commercial insurance policies contain Replacement Cost Valuation come loss time. The easiest definition of replacement cost is, what it would cost one nanosecond before an insured’s loss to replace the item new with its same utilitarian-like abilities as the old object that was destroyed? READ MORE >>
Monday, August 16, 2021I share insureds’ frustration regarding an insurance company’s apparent malingering over accepting and admitting liability for a claim that has been presented. Insurance companies seem to be in a ‘mood’ and telegraph their apparent attitude toward insureds. READ MORE >>
Monday, August 16, 2021In their frantic moves to build, business owners often times forget that being vigilant includes properly servicing customers, daily solicitation for new sales and execution of your tasks in a very safe manner. Our Commercial Insurance Brokerage recognizes that we are all human and, even with the best intent, must use proper tools necessary for the orderly operation of our companies. READ MORE >>
Monday, August 16, 2021Whoever thought that when a business is born, its life expectancy is immediately in jeopardy due to the company owners failure to mitigate and limit their liabilities? I am always delighted to see a new business born with an exuberant group of owners, new capital and an outward desire to be the best. READ MORE >>
Monday, August 16, 2021As employers, we often wonder why some employees have a continual habit of calling in sick on Fridays and Mondays. It seems like there is an evil demon out there in space, causing them to have continuous periods of time that prohibit them from working with you. READ MORE >>
Monday, August 16, 2021Do you often wonder why you are not able to replicate the good year that you had some time ago? Generally, the causation is not that your marketplace has changed so drastically, but you just “got lucky” in spite of yourself. Our business mindset is the variable factor that most times allows us to prosper at different levels. READ MORE >>
Monday, August 16, 2021We often have to resort to temporary employees to get us through labor overloads. It can seem so easy to call a temporary labor firm for a placement, but what happens next can become a nightmare of incompetency, malingering and bad attitude. What does one do? Review the written contract you have with the temporary labor firm. READ MORE >>
Monday, August 16, 2021Recently, the U.S. Department of Labor has issued new guidance on classifying workers as Employees or Independent Contractors under the Federal Fair Labor Standards Act., Administrator’s Interpretation No. 2015-1, 7/15/2015. READ MORE >>
Thursday, August 12, 2021Should a storm damage your business, the equipment within could need significant repairs or even be totally destroyed. Plus, the longer this damage goes unrepaired, the more your financial loss might be in the meantime. READ MORE >>
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