Insurance for Scaffolding Companies
Scaffold structures are complicated systems built to withstand the weight of work crews and construction materials. Tailoring a scaffolding insurance plan to meet your organization’s needs is our specialty at Bone Robertson & McBride, Inc.
Insurance for the Security Guard Industry
Whether you are responsible for scaffolding erection and dismantling, renting out or delivering scaffolding equipment, you’ll get almost 50 years of expertise when you trust our agency with your scaffold insurance needs.
At Bone, Robertson & McBride, Inc., we have direct relationships with “A” Rated by A.M. Best carriers. We can provide your scaffolding company with the scaffold insurance you need at a competitive price.
What Insurance Do Scaffolding Companies Need?
We provide a variety of insurance programs for scaffolding companies. Our team may recommend General Liability, Property, Workers’ Compensation, or Commercial Auto insurance, depending on your organization’s specific risks.
General liability insurance for scaffolding companies is essential to the future financial well-being of your company. This policy covers some of the most common perils in the scaffolding industry, including pedestrian injuries.
- Bodily Injury
- Property Damage
- Personal Injury
- Coverage for libel or slander allegations
- Per Project Aggregate
- Assistance with WRAP/OCIP requirements
- Additional Insured and Waiver of Subrogation Endorsement
This coverage helps your business rebuild after a covered event. It insures your company’s building and other structures on your property and may include coverage for the contents of our building, your stock and inventory.
- Business Personal Property coverage (Your contents, stock & inventory)
- Inland Marine (covering scaffolding, other Materials and equipment)
- Installation Floater (while in transit for materials yet to be installed at a job site)
- Building Coverage
- Business income/Extra expense
Workers’ Compensation Insurance
Most states require businesses to provide Workers Compensation coverage for employees. This coverage helps pay medical bills and provides partial wage replacement if your employee is injured or becomes ill in a work-related accident.
Companies using vehicles for everyday business purposes are required to carry minimum amounts of liability insurance. In addition to this coverage, you may choose to insure your company’s vehicles and attached equipment, as well. A Commercial Auto policy for a Scaffolding Company could include the following:
- Any Auto coverage
- Auto Liability coverage
- Comprehensive & Collision coverage
- Specific Auto coverage
- Specialty Coverage
- Coverage for Equipment Permanently Attached to an insured vehicle
- Hired & Non-Owned Auto Liability (HNOA)
- Additional Insured Endorsement
Additional Insurance Coverage for Scaffolding Companies
The insurance staff at Bone Robertson & McBride, Inc. are ready to help you tailor your business insurance to meet the needs of your unique organization. Depending on your situation, we may recommend that you add the following endorsements and policies:
- Business Interruption
- Umbrella Insurance
- Surety Bonds
- Excess Liability
- Employment Practices Liability (EPLI)
- Cyber Liability
- Employee Benefit Liability
- Group Health Insurance
- Group Voluntary Benefits (e.g., dental and vision)
- Professional Liability Insurance
How Does Scaffolding Insurance Work?
Scaffolding companies face certain risks and perils that can be addressed with appropriate business insurance policies.
The staff at Bone Robertson & McBride, Inc. are ready to provide you with a free quote for a tailored business insurance policy to meet your organization’s needs. Our contractor clients get immediate access to numerous A-Rated carriers.
Contact Bone, Robertson & McBride, Inc.
today to get personalized quotes from multiple insurance carriers for scaffolding insurance.
Think of us for all of your Business Insurance Needs!