Insurance for General & Artisan Contractors
Contractors face specific risks and perils that can be addressed with proper business insurance tailored to meet the company’s needs.
With nearly 50 years of experience and a deep understanding of common risks faced by contractors. Our long-standing relationships with “A” rated by A.M. Best carriers help you get high-quality coverage.
Contact Bone Robertson & McBride, Inc. today. We’ll help you get the Contractors insurance policies you want for your organization.
What Does Contractors Insurance Cover?
We provide specific core insurance coverage tailored for contractors, including the following:
General liability insurance for Contractors helps cover some of the most common perils in the industry, according to A.M. Best loss reports, including claims related to pedestrian injuries due to falling objects.
- Blanket Additional Insured including Primary and Noncontributory Wording
- Blanket Waiver of Subrogation
- Per Project Aggregate
- Professional Liability
- Pollution Liability
- Assistance with WRAP/OCIP requirements
- Third Party Bodily Injury and Property Damage
This coverage helps pay to repair or replace your company’s building and other structures on your property after a covered event. Contractors have specific property insurance needs, all of which our staff can help you address.
- Business Personal Property coverage (contents, stock and inventory)
- Inland Marine (mobile equipment coverage for tools/equipment on your vehicle or at a job site)
- Installation Floater (for materials yet to be installed at a job site)
- Building Coverage
- Business Income/Extra Expense
- Customer Goods
- Care Custody & Control
Business, including contractors, must meet the state’s auto liability limits. In addition to liability coverage, contractors must insure their company’s vehicles and attached equipment. We can help you get the commercial auto coverage you need, tailored to meet your company’s needs.
- Any Auto coverage
- Specific Auto coverage
- Permanently Attached Equipment
- Hired and Non-Owned Auto liability
- Comprehensive and Collision coverage
- Additional Insured Endorsement
- Waiver of Subrogation Endorsement
Most states require contractors to provide employees with Workers’ Compensation coverage. This policy helps pay medical bills and provides partial wage replacement if one of your company’s workers is injured in a work-related accident.
Additional Insurance Coverage for Contractors
Your business has unique needs. We are dedicated to helping contractors get appropriate insurance coverage, so you’ll get the service and policies you need to help keep your business reach its goals.
In addition to core policies, we also offer:
- Workers’ Compensation
- Business Interruption
- Umbrella Insurance
- Surety Bonds
- Excess Liability
- Employment Practices Liability
- Cyber Liability
- Employee Benefit Liability
- Group Health & Dental
- Commercial Fidelity & Crime
How Does Contractor Insurance Work?
Contractors face specific risks and perils that must be addressed with certain types of insurance.
The staff at Bone Robertson & McBride, Inc. can help you tailor business insurance policies to meet the unique needs of your company. We provide access to A-rated carriers for our Contractor clients.
When other insurance brokers must say no, we say YES!
Get the Contractors Insurance You Need Today
At Bone Robertson & McBride, Inc. we specialize in helping businesses get appropriate insurance coverage. Contact us
today to get unparalleled service and quotes from multiple insurance carriers.
Think of us as for all of your Business Insurance Needs!