Alarm Companies Insurance
 Insurance for the Alarm Contractor Industry
Alarm Contractors are entrusted by their clients with accessing and securing extremely sensitive and valuable property. Given those high stakes, we understand the significant risks that businesses in this industry face.
With nearly 50 years of experience and well-established relationships with many carriers that have achieved an “A” rating from A.M. Best, Bone Robertson & McBride, Inc. is well-positioned to provide Alarm Contractors with a collection of comprehensive coverages at competitive prices.
We have the expertise and dedication to help your business assess its insurance needs and build a collection of coverages that will protect your finances and future, including the following:
General liability insurance is necessary for Alarm Contractors to protect themselves from losses and damages arising from many common incidents. This type of coverage may be critical if your business faces issues related to:
- Bodily Injury
- Property Damage
- Personal Injury
- Third-Party Employee Dishonesty
- Liquidated Damages
Commercial Property coverage can help your business recover from incidents involving damage to your property. As an Alarm Contractor, your company has specific property coverage needs, including the following situations:
- Damage to your building/structures
- Equipment losses
- Inland Marine coverage
- Business Personal Property coverage (e.g., inventory, furniture, contents)
- Customer Goods
Business Interruption
Business interruption insurance, also known as business income insurance, is a critical type of coverage for Alarm Contractors. If an incident disrupts your company’s regular operations, you may be able to recoup the following expenses:
- Rent and mortgage payments
- Employee wages
- Lost income
- Partial Loan payments
- Relocation costs
As an Alarm Contractor, your employees often use company vehicles to travel to clients’ locations and provide services. By law, businesses must meet state auto liability limits. Your vehicles and equipment should also be covered. We can help your company acquire an auto policy suitable to your needs, including the following components:
- Any Auto coverage
- Specific Auto coverage
- Auto Liability coverage
- Hired and Non-Owned Auto Liability
- Comprehensive coverage
- Collision coverage
- Permanently Attached Equipment coverage
- Additional Insured endorsement
Additional Coverages
Every business has specific coverage needs. At Bone Robertson & McBride, Inc. we pride ourselves on tailoring your policies to suit your circumstances. We will help you identify additional protection that may be necessary to safeguard your business’s future, including:
- Workers’ Compensation
- Surety Bonds
- Excess Liability
- Employment Practices Liability
- Professional Liability (Errors & Omissions)
- Cyber Liability
- Employee Benefit Liability
- Group Health Insurance
- Group Voluntary Benefits (e.g., Dental and Vision)
- Employment Practices Liability (EPLI)
- Commercial Crime
Get the Right Coverage
An inherent part of being an Alarm Contractor is ensuring you can protect your clients’ properties. By working with Bone Robertson & McBride, Inc. your business can be more financially secure while providing services and having appropriate protection in place in the event of an unfortunate incident. Contact us today for a free quote.
Think of us for all of your Business Insurance Needs!
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